:root{--primary:#1e3a5f;--primary-fg:#fff;--accent:#b89968;--secondary:#e8dfc9;--muted:#d4ccb8;--mutedfg:#5a6c7f;--bg:#f5f1e8;--card:#fff;--border:rgba(30,58,95,.1);--radius:.5rem}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;background:var(--bg);color:var(--primary);line-height:1.5;display:flex;flex-direction:column;min-height:100vh}
main{flex:1}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
ul{list-style:none}
h1,h2,h3,h4{font-weight:500}
h1{font-size:2.25rem;line-height:1.15;margin-bottom:1.5rem}
h2{font-size:1.875rem;line-height:1.2}
h3{font-size:1.25rem;line-height:1.4}
@media(min-width:1024px){h1{font-size:3rem}h2{font-size:2.25rem}}
.wrap{max-width:80rem;margin:0 auto;padding:0 1rem}
@media(min-width:640px){.wrap{padding:0 1.5rem}}
@media(min-width:1024px){.wrap{padding:0 2rem}}
.narrow{max-width:56rem;margin:0 auto}
.sec{padding:4rem 0}
.sec.bg-white{background:#fff}.sec.bg-soft{background:rgba(232,223,201,.3)}.sec.bg-primary{background:var(--primary);color:#fff}.sec.bg-accent{background:var(--accent);color:#fff}
.sec.bg-primary h2,.sec.bg-primary h3,.sec.bg-accent h2{color:#fff}
.sec.hero{background:linear-gradient(135deg,var(--primary),rgba(30,58,95,.8));color:#fff;padding:5rem 0}
@media(min-width:1024px){.sec.hero{padding:7rem 0}}
.hero h1{color:#fff}.hero p.lead{font-size:1.125rem;color:rgba(255,255,255,.9);margin-bottom:2rem}
@media(min-width:1024px){.hero p.lead{font-size:1.25rem}}
.hero.center{text-align:center}.hero.center .lead{max-width:48rem;margin-left:auto;margin-right:auto}
.pill{display:inline-block;background:rgba(255,255,255,.15);padding:.25rem .75rem;border-radius:999px;font-size:.875rem;margin-bottom:1rem}
.pill.dark{background:rgba(184,153,104,.2);color:var(--accent)}
.head{text-align:center;margin-bottom:3rem}
.head p{color:rgba(30,58,95,.7);font-size:1.125rem;margin-top:1rem;max-width:42rem;margin-left:auto;margin-right:auto}
.bg-primary .head p{color:rgba(255,255,255,.85)}
.grid{display:grid;gap:2rem;grid-template-columns:1fr;align-items:stretch}
@media(min-width:768px){.g2,.g3,.g4{grid-template-columns:repeat(2,1fr)}.g3.md3{grid-template-columns:repeat(3,1fr)}}
@media(min-width:1024px){.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}.split{grid-template-columns:1fr 1fr;gap:3rem;align-items:center}}
.g3.md3{}
@media(min-width:768px){.g3.md3{grid-template-columns:repeat(3,1fr)}}
.split{display:grid;gap:3rem;grid-template-columns:1fr}
@media(min-width:1024px){.split{grid-template-columns:1fr 1fr}.split.rev>:first-child{order:2}}
.card{background:var(--card);border-radius:var(--radius);padding:1.5rem;box-shadow:0 1px 2px rgba(0,0,0,.06);transition:box-shadow .2s}
.card:hover{box-shadow:0 4px 12px rgba(0,0,0,.1)}
.card h3{margin-bottom:.5rem}.card p{color:rgba(30,58,95,.7);font-size:.95rem}
.card.soft{background:rgba(232,223,201,.3)}
.ico{width:3rem;height:3rem;border-radius:var(--radius);background:rgba(184,153,104,.2);color:var(--accent);display:flex;align-items:center;justify-content:center;margin-bottom:1rem}
.ico svg{width:24px;height:24px}
.card.img{padding:0;overflow:hidden}.card.img img{width:100%;height:12rem;object-fit:cover}.card.img .body{padding:1.5rem}
.card.img .body a.more,a.more{color:var(--accent);font-weight:500;display:inline-block;margin-top:1rem}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:6px;padding:.75rem 2rem;font-size:1.125rem;background:var(--accent);color:#fff;transition:background .2s;border:0;cursor:pointer;font-family:inherit}
.btn:hover{filter:brightness(.92)}
.btn.outline{background:transparent;border:2px solid #fff;color:#fff}.btn.outline:hover{background:#fff;color:var(--primary);filter:none}
.btn.dark{background:var(--primary);color:#fff}.btn.white{background:#fff;color:var(--primary)}
.btns{display:flex;flex-wrap:wrap;gap:1rem}
.center{text-align:center}.mt{margin-top:2.5rem}
.photo{width:100%;aspect-ratio:16/9;object-fit:cover;border-radius:var(--radius);box-shadow:0 20px 40px rgba(0,0,0,.25)}
.photo.plain{box-shadow:0 4px 12px rgba(0,0,0,.12);aspect-ratio:4/3}
.checks li{display:flex;gap:.75rem;margin-bottom:.75rem;align-items:flex-start}
.checks li::before{content:"✓";color:var(--accent);font-weight:700;flex:none}
.bg-primary .checks li::before{color:var(--accent)}
.bullets li{padding-left:1rem;position:relative;margin-bottom:.4rem;font-size:.95rem;color:rgba(30,58,95,.8)}
.bullets li::before{content:"•";position:absolute;left:0;color:var(--accent)}
.tags{display:flex;flex-wrap:wrap;gap:.5rem;margin-top:1rem}
.tag{padding:.25rem .5rem;background:rgba(232,223,201,.5);border-radius:4px;font-size:.75rem}
.chip{background:#fff;border-radius:var(--radius);padding:.75rem 1rem;font-size:.9rem;box-shadow:0 1px 2px rgba(0,0,0,.06)}
.chips{display:grid;grid-template-columns:repeat(2,1fr);gap:.75rem}
.quote{background:#fff;border-radius:var(--radius);padding:1.5rem;box-shadow:0 1px 2px rgba(0,0,0,.06);display:flex;flex-direction:column;gap:1rem}
.quote p{font-style:italic;color:rgba(30,58,95,.8);flex:1}
.quote .who{font-weight:500}.quote .role{font-size:.875rem;color:var(--mutedfg)}
.stars{color:var(--accent);letter-spacing:2px}
.step{text-align:center}.step .num{width:3rem;height:3rem;border-radius:50%;background:var(--accent);color:#fff;display:flex;align-items:center;justify-content:center;font-size:1.25rem;font-weight:600;margin:0 auto 1rem}
.step p{color:rgba(30,58,95,.7);font-size:.95rem;margin-top:.5rem}
.ba{display:grid;gap:1rem;margin-bottom:1rem}
@media(min-width:768px){.ba{grid-template-columns:1fr 1fr}}
.ba div{padding:1rem 1.25rem;border-radius:var(--radius);font-size:.95rem}
.ba .before{background:#fdecea;color:#7a2e2e}.ba .after{background:#e8f4ec;color:#235a35}
.faq{max-width:48rem;margin:0 auto}
.faq details{background:#fff;border-radius:var(--radius);margin-bottom:.75rem;box-shadow:0 1px 2px rgba(0,0,0,.06)}
.faq summary{padding:1rem 1.25rem;cursor:pointer;font-weight:500;list-style:none;display:flex;justify-content:space-between;gap:1rem}
.faq summary::after{content:"+";color:var(--accent);font-size:1.25rem}
.faq details[open] summary::after{content:"–"}
.faq details p{padding:0 1.25rem 1.25rem;color:rgba(30,58,95,.75)}
.kv{display:flex;justify-content:space-between;font-size:.9rem;margin-top:.25rem}.kv span:first-child{color:rgba(30,58,95,.6)}
/* forms */
form .row{display:grid;gap:1rem;margin-bottom:1rem}
@media(min-width:768px){form .row.two{grid-template-columns:1fr 1fr}}
label{display:block;font-size:.875rem;font-weight:500;margin-bottom:.35rem}
input,select,textarea{width:100%;padding:.65rem .8rem;border:1px solid rgba(30,58,95,.2);border-radius:6px;background:#fff;font:inherit;color:inherit}
input:focus,select:focus,textarea:focus{outline:2px solid var(--accent);outline-offset:0}
.formcard{background:#fff;border-radius:var(--radius);padding:2rem;box-shadow:0 4px 12px rgba(0,0,0,.08);max-width:48rem;margin:0 auto}
.formcard h3{margin:1.5rem 0 1rem}.formcard h3:first-child{margin-top:0}
.note{font-size:.875rem;color:var(--mutedfg);text-align:center;margin-top:1rem}
.blogmeta{font-size:.8rem;color:var(--accent);font-weight:500;text-transform:uppercase;letter-spacing:.04em;margin-bottom:.5rem}
.prose{max-width:48rem;margin:0 auto}.prose h2{font-size:1.5rem;margin:2rem 0 .75rem}.prose p{margin-bottom:1rem;color:rgba(30,58,95,.85)}
.prose ul{list-style:disc;padding-left:1.5rem;margin-bottom:1rem}.prose li{margin-bottom:.4rem}
/* header */
header.site{background:#fff;box-shadow:0 1px 2px rgba(0,0,0,.08);position:sticky;top:0;z-index:50}
header.site nav{display:flex;height:4rem;justify-content:space-between;align-items:center}
.logo{font-size:1.25rem;font-weight:600}
.menu{display:none;gap:2rem;align-items:center}
@media(min-width:768px){.menu{display:flex}.burger{display:none}}
.dd{position:relative}
.dd>a,.dd>button{display:flex;align-items:center;gap:.25rem;padding:1.25rem 0;background:none;border:0;font:inherit;font-weight:500;color:rgba(30,58,95,.75);cursor:pointer;border-bottom:2px solid transparent}
.dd>a.on,.dd>button.on,.dd>a:hover,.dd>button:hover{color:var(--primary)}.dd>.on{border-bottom-color:var(--primary)}
.dd .panel{display:none;position:absolute;top:100%;left:0;min-width:18rem;background:#fff;border-radius:var(--radius);box-shadow:0 10px 25px rgba(0,0,0,.15);padding:.5rem;z-index:60}
.dd:hover .panel,.dd:focus-within .panel,.dd.open .panel{display:block}
.panel a{display:block;padding:.6rem .75rem;border-radius:6px}.panel a:hover{background:rgba(232,223,201,.5)}
.panel a b{display:block;font-weight:500}.panel a small{color:var(--mutedfg);font-size:.8rem}
.menu .btn{padding:.5rem 1rem;font-size:1rem;background:var(--primary)}
.burger{background:none;border:0;padding:.5rem;cursor:pointer;color:var(--primary)}
.mobile{display:none;border-top:1px solid var(--border);padding:1rem 0;max-height:calc(100vh - 4rem);overflow-y:auto}.mobile.open{display:block}
@media(min-width:768px){.mobile{display:none!important}}
.mobile a{display:block;padding:.5rem 0}.mobile .grp{font-size:.75rem;text-transform:uppercase;color:var(--mutedfg);margin-top:.75rem}
/* footer */
footer.site{background:var(--primary);color:#fff;padding:3rem 0 1.5rem;margin-top:0}
footer .fg{display:grid;gap:2rem;grid-template-columns:1fr}
@media(min-width:768px){footer .fg{grid-template-columns:2fr 1fr 1fr 1fr}}
footer h4{font-size:1rem;margin-bottom:1rem}footer li{margin-bottom:.5rem}footer a{color:rgba(255,255,255,.75)}footer a:hover{color:#fff}
footer p.about{color:rgba(255,255,255,.75);font-size:.9rem;margin:.75rem 0 1rem;max-width:26rem}
footer .bot{border-top:1px solid rgba(255,255,255,.15);margin-top:2rem;padding-top:1.5rem;display:flex;flex-wrap:wrap;justify-content:space-between;gap:1rem;font-size:.875rem;color:rgba(255,255,255,.7)}
html.js .reveal{opacity:0;transform:translateY(16px);transition:opacity .6s,transform .6s}html.js .reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){html.js .reveal{opacity:1;transform:none;transition:none}}
